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Returning from GSC is your personal savings account, Mom. If you decide to let her, she will take 25% of the money you earn from each battle and hold onto it for you while you are away. The longer you let the money sit untouched, the more quickly it will turn into quite the large account. Aside from having money on reserve, another benefit of having money saved in this way is that it actually allows you to accumulate more wealth than any of the other games, not named GSC. You can technically have max cash on you, 999,999 as well as with your Mom...

Visit your Mom back home, in New Bark Town, and you can deposit some of your cash holdings into your account with her or you can simply withdraw any amount of money that she is holding.

savings

Perhaps the greatest annoyance in these HGSS is the phone calls that you get for every 10,000 you earn. At any rate, the phone calls do have a purpose, they are to explain that mom has purchased item/s for you and that if you go to any PokéMart or Dept. Store you will be able to pick them up from a man wearing a red uniform (similar to the green uniformed man that you would see when picking up a Mystery Gift in the PokéMart). These purchases made by your mom do come from your savings but the cost is negligible and its the thought that counts... Right?

The Delivery man will hold up to 5 purchases for you at a time. Once he reaches 5 your mom will stop calling with purchases until you have picked them up. So, if you hate the phone calls, don't pick up the items and the Delivery man will eventually tell her to stop buying them because he can't hold them anymore (at least that's how imagine it works, lol).

Most of these items are actually berries, which is supposedly useful because coming by berries ingame is a rarity but the utility of these berries (the type-based damage reducing ones) is debatable. Items such as the Choice Scarf, Focus Sash and Hyper Potion, however can be nice surprises. Below is a listing of all of the items that she may buy for you.

Item Delivered Amount Description
potion 1 Will heal, at most, 20 of an individual Pokémon's HP. Single use.
superpotion 1 Will heal, at most, 50 of an individual Pokémon's HP. Single use.
repel 1 Wild Pokémon battles will be avoided for 100 steps as long as the Pokémon in the lead position of the trainer's party is of a higher level than those found in the area.
moonstone 1 Used on: Clefairy, evolves into Clefable.
Used on: Jigglypuff, evolves into Wigglytuff.
Used on: Nidorina, evolves into Nidoqueen.
Used on: Skitty, evolves into Delcatty.
Used on: Nidorino, evolves into Nidoking.
choicescarf 1 The holder of this item has its Speed boosted 150% of normal after it has selected a move to use. Once the user has selected a move the user cannot select another move until it has switched out and back in again, or has the item knocked away.

Switching choice items with an opponent will remove the the locked in effect of this item until another move is selected. Item swaps can occur via use of the moves: Switcheroo and Trick.

If the holder is switched into battle via the move U-Turn and is holding this item, then the Pokémon that was just switched in will be locked into the move U-Turn.
silkscarf 1 The holder's Normal type moves have their power boosted to 120% of normal (an increase of 6/5).
focussash 1 If the holder of this item would be Knocked Out via damage from an opponent's move that would cause a One-Hit Knock-Out this turn than this item would prevent the KO and leave the holder with 1HP. This effect will not work against the following moves: Doom Desire and Future Sight. It counts multi-hit moves as a single attack resulting in the holder having 1HP remaining if the holder would otherwise suffer a OHKO.
muscleband 1 This item increases the power of the holder's Physical attacks by 10%.
occa berry 5 Reduces the amount total damage a super effective Fire type attack would do by 50%.
passho berry 5 Reduces the amount total damage a super effective Water type attack would do by 50%.
wacan berry 5 Reduces the amount total damage a super effective Electric type attack would do by 50%.
rindo berry 5 Reduces the amount total damage a super effective Grass type attack would do by 50%.
yache berry 5 Reduces the amount total damage a super effective Ice type attack would do by 50%.
chople berry 5 Reduces the amount total damage a super effective Fighting type attack would do by 50%.
kebia berry 5 Reduces the amount total damage a super effective Poison type attack would do by 50%.
shuca berry 5 Reduces the amount total damage a super effective Ground type attack would do by 50%.
coba berry 5 Reduces the amount total damage a super effective Flying type attack would do by 50%.
payapa berry 5 Reduces the amount total damage a super effective Psychic type attack would do by 50%.
tanga berry 5 Reduces the amount total damage a super effective Bug type attack would do by 50%.
charti berry 5 Reduces the amount total damage a super effective Rock type attack would do by 50%.
kasib berry 5 Reduces the amount total damage a super effective Ghost type attack would do by 50%.
haban berry 5 Reduces the amount total damage a super effective Dragon type attack would do by 50%.
colbur berry 5 Reduces the amount total damage a super effective Dark type attack would do by 50%.
babiri berry 5 Reduces the amount total damage a super effective Steel type attack would do by 50%.
chilan berry 5 Reduces the amount total damage a Normal type attack would do by 50%.